Save together
Ajo, the way it always meant to be.
DigAjo is a modern, reliable way to save with the people you trust. Same ajo rhythm, no missed turns, no chasing receipts.
How DigAjo works
Three steps. One rhythm.
- 01
Start or join a circle
Gather your people — family, colleagues, market mates — and pick a contribution rhythm that works for everyone.
- 02
Save together, automatically
Each member contributes the same amount on the same day. No nudging, no chasing. The app keeps the rhythm.
- 03
Your turn comes around
On payout day, the full pool lands in your DigAjo wallet. Spend it, save it, send it home — your money, your move.
Why DigAjo
The ajo you grew up with — held together by software that never sleeps.
Built on trust, run by you
Ajo has worked in Nigerian communities for generations. We did not invent it — we just made it harder to break.
Every naira, accounted for
Every contribution, every payout, every fee — visible to every member. No silent deductions. No vague balances.
No surprise charges
A small platform fee, the CBN stamp duty, the bank charges your bank charges. That is it. Nothing hidden.
Save with the people you choose
Your circle is your circle. Invite-only, private by default, and gone the day you decide it is.
Your first ajo, your last excuse to delay saving.
Available now on Android. iOS is on the way — drop your number and we will let you know the moment it ships.